Well, here’s my tale from last year’s Champions League final. Put a hefty chunk on Bayern to lift the trophy—odds looked solid, form was there, everything lined up. Watched the match unfold, and it all went south in the last 20 minutes. Conceded twice, missed a sitter, and that was that. Lost more than I’d like to admit. Still stings thinking about it—guess that’s the game for you. Anyone else been burned by a late collapse like that?